Oil and Gas Insurance Specialists
We specialize in helping contractors manage the risk. It is important to recognize the errors that have the potential to occur on the job and how to guarantee the right to protect you from complications of the unexpected or to a specialist risk management, we are ready to help. you navigate the complex world of insurance and advise on the plans and providers that are best suited for your unique situation. Whether you want more information about workers' compensation, general liability, bonds, disability, commercial cars and trucks, or by the sea with us to provide you with the most up to date information. Our specialists work to ensure that they have information relevant to you and your business is no general answer to your question. We know that and make it our priority to listen to your needs in order to give you the advice that matters to you most. Which has a long history that dates back to 1914, we have the experience to provide you with the type of service you need. At what level of industry you are in, you will receive personal attention, honest answers and advice that is unique to you. General liability. Provides coverage for your company to financial loss. Workers Compensation. The legal rights and benefits to employees injured on the jobsite. Bond Performance bond, bonds, bonds guaranteed by road blockages, bonds, licenses and permits. Commercial vehicles and trucks. The liability and physical for your vehicle. Sea water. floaters to the risk of equipment and tools. Disability The legal rights and benefits to employees injured off the jobsite. Oil and gas business is not easy. Treatment equipment working, crew and management, implementation, evaluation, or follow the ever-evolving government regulations are rife with potential problems. While you need to know that you're protected in case something does go wrong with any of the many problems that may threaten your work tends to be your first priority. The EFGI We understand and can help to eliminate your worries. Using our in-depth knowledge and understanding of oil and natural gas, combined with our portfolio of insurance companies we represent specialize in oil and gas gives us a unique advantage. Let us help you proactively manage your risk. Highlights of Coverages. General liability. Workers Compensation. The liability of the umbrella. Rigs and equipment. Truck The property. Control of the well. Rental properties, oil In addition, we can provide coverage for directors and officers liability, crime, employment practices liability, fiduciary liability, and more. No matter what your size or whether you are on the coast or overseas, we can meet your needs. We offer the following types of business
Thursday, September 29, 2011
Tuesday, September 27, 2011
Homeowners Insurance Not Cover Many Types of Damage
Homeowners Insurance Not Cover Many Types of Damage
Every year in every state, property owners, many of which found that insurance policy that the landlord will not pay when their home was destroyed by geological processes such as earthquakes, soil, expansive, floods, hurricanes, landslides and subsidence. These homeowners might have the impression that the "total disaster" insurance policies, they will pay for almost any type of damage that they will be exposed to.
But I feel the same way when I bought my first home owners insurance policy. I remember a prominent agent told me that it was a "total disaster" and feel good about that. I do not read policies word by word to see what it really covers - the previous policy of insurance issued by 50 leading companies in the insurance industry? Everyone assumed that they will cover everything.
A few years later to work as a geologist who brought me in contact with the owners of many homes that do not fit together when their homes have been damaged by flooding, landslides, subsidence and other problems, I was surprised at that. Many people have been urged to ensure the rough.not by the company that I tend to think that the leaders of the indusstry insurance.
"The thing that we do not cover."
One day, I send my insurance company's policy is revised, and I decided to take a little time reading it. I want to find out if your policy will cover the same threat that I see others suffering? Sure enough, the policy statement, except that very clear. The list of exceptions is almost identical to the subject of environmental geology textbook. Have coverage for landslides, floods, mine subsidence, mud slides, mud flows, volcanic eruption, surface water, waste water, and a long list of other problems are not.
I have looked in the statements excluded from homeowner's insurance policy number and my personal opinion is that the typical homeowner's insurance policy is not much more than fire and liability policy limits. - and some areas may be damaged by objects falling and the wind.
Your homeowners insurance might not cover even half of what you think it will.
Lessons that will take away from this. "Learning about geology before you buy a house" if the house has some of the geological risk, you should not buy it. You should know exactly what your risk and insurance to provide cover for themn or living in the house to inform you of your touch.
Below I have done my best to summarize what many homeowners policies do not cover and provide links to more detailed information. To learn more on these topics can be found by reading books about environmental geology and environmental geology at the University. For specific information contact the website you can consult a geologist or geological exploration services in areas where housing is located.
Earthquake insurance.
Typical homeowners insurance policies do not cover damage from earthquakes. Homeowners in need of protection is normally required to purchase "a disaster" policy - a policy of insurance, earthquake.
One way to do this is to ask your homeowners insurance agent if your policy provides coverage for earthquake.In some geographic areas, earthquake insurance is available through government-sponsored programs such as earthquakes in California. Many insurance agents can advise you about our company and the government provided protection against earthquakes in your area.
Question many people ask the landlord is. "Do I need earthquake insurance?" There are a few situations where homeowners have earthquake insurance in order to comply with the requirements of a mortgage. But for most people the answer depends on where home is and the level of risk that homeowners will be willing to take.
Small map on the right shows the geographical variability of the earthquake hazard. White areas on these maps are the least dangerous and most red zone. Earthquake insurance can be a very good idea in red and orange. If I lived in these areas, I will buy insurance. It is thought wise in the yellow area. The danger of an earthquake is reduced in the area of green, blue and white, if you live in one of these areas and want the peace of mind that you receive financial protection in case of damage and insurance to buy. good I live in southwestern Pennsylvania and did not have earthquake insurance - maybe I will not regret one day.
Every year in every state, property owners, many of which found that insurance policy that the landlord will not pay when their home was destroyed by geological processes such as earthquakes, soil, expansive, floods, hurricanes, landslides and subsidence. These homeowners might have the impression that the "total disaster" insurance policies, they will pay for almost any type of damage that they will be exposed to.
But I feel the same way when I bought my first home owners insurance policy. I remember a prominent agent told me that it was a "total disaster" and feel good about that. I do not read policies word by word to see what it really covers - the previous policy of insurance issued by 50 leading companies in the insurance industry? Everyone assumed that they will cover everything.
A few years later to work as a geologist who brought me in contact with the owners of many homes that do not fit together when their homes have been damaged by flooding, landslides, subsidence and other problems, I was surprised at that. Many people have been urged to ensure the rough.not by the company that I tend to think that the leaders of the indusstry insurance.
"The thing that we do not cover."
One day, I send my insurance company's policy is revised, and I decided to take a little time reading it. I want to find out if your policy will cover the same threat that I see others suffering? Sure enough, the policy statement, except that very clear. The list of exceptions is almost identical to the subject of environmental geology textbook. Have coverage for landslides, floods, mine subsidence, mud slides, mud flows, volcanic eruption, surface water, waste water, and a long list of other problems are not.
I have looked in the statements excluded from homeowner's insurance policy number and my personal opinion is that the typical homeowner's insurance policy is not much more than fire and liability policy limits. - and some areas may be damaged by objects falling and the wind.
Your homeowners insurance might not cover even half of what you think it will.
Lessons that will take away from this. "Learning about geology before you buy a house" if the house has some of the geological risk, you should not buy it. You should know exactly what your risk and insurance to provide cover for themn or living in the house to inform you of your touch.
Below I have done my best to summarize what many homeowners policies do not cover and provide links to more detailed information. To learn more on these topics can be found by reading books about environmental geology and environmental geology at the University. For specific information contact the website you can consult a geologist or geological exploration services in areas where housing is located.
Earthquake insurance.
Typical homeowners insurance policies do not cover damage from earthquakes. Homeowners in need of protection is normally required to purchase "a disaster" policy - a policy of insurance, earthquake.
One way to do this is to ask your homeowners insurance agent if your policy provides coverage for earthquake.In some geographic areas, earthquake insurance is available through government-sponsored programs such as earthquakes in California. Many insurance agents can advise you about our company and the government provided protection against earthquakes in your area.
Question many people ask the landlord is. "Do I need earthquake insurance?" There are a few situations where homeowners have earthquake insurance in order to comply with the requirements of a mortgage. But for most people the answer depends on where home is and the level of risk that homeowners will be willing to take.
Small map on the right shows the geographical variability of the earthquake hazard. White areas on these maps are the least dangerous and most red zone. Earthquake insurance can be a very good idea in red and orange. If I lived in these areas, I will buy insurance. It is thought wise in the yellow area. The danger of an earthquake is reduced in the area of green, blue and white, if you live in one of these areas and want the peace of mind that you receive financial protection in case of damage and insurance to buy. good I live in southwestern Pennsylvania and did not have earthquake insurance - maybe I will not regret one day.
Sunday, September 25, 2011
home owners insurance : Select Cheap Home Insurance
home owners insurance : Select Cheap Home Insurance
These savings can be had at any time. That you do not claim that insurance companies are allowed policy to be canceled with a refund and the cost is not how many times you will still have a tendency to save more than they cost. Step 1: Make sure that you get the right cover. Insurance premiums, title insurance company payments to the insured, depending on the level of cover and how risky you are perceived to be. So start by defining your cover and make sure you're as low risk as possible. All information on this, as well as the difference between the building and the content and methods of reducing the risk category you are in a special supplement of the tips that cut insurance premiums for your paper. Plus, if you do not have a 'normal' as you make the call in a few years ago in areas prone to flooding or subsidence, make sure you tell the insurer. If you do not then try to claim, even for problems that do not involve all of your policy may not be accurate. The golden rule is to ensure 'they told the full truth and nothing but the truth'. Beware of the monthly payment plan. Beware of 'pay monthly' options - insured loans are often not only do you have to pay the annual interest rate and the cost and the ugly at the top. So either pay for it, or if you can not afford to use credit cards with lower rates in April. (Or better than the 0% credit card for payment, ensuring that payments are large enough to be within a year). What to include?
A common mistake is to cover the market value of your home. (The amount it sold for), meaning many people who are insured and paying way too much more. In fact, the amount that you cover. (Also known as "the sum insured '), it should be' value creation '; Just the cost of building the property if it fell. Therefore, less important than the value of the materials, labor and the architect. However, it is important that any policy covering the building cost of housing another alternative for you if your house has been rebuilt. Commissioned the survey as the most reliable way to create new value. But are expensive if you get one when buying a new home choice, less accurate. ABI's early, but the calculator using one of the sites included with the ABI - the top of the Gocompare * this - or just ask the insurer to give you a rough depending on standard assumptions. Plus for the content, make sure you're not under warranty. Add everything up, including items that are small, such as clothing, is going for £ 20,000 of cover when you have £ 40,000 worth of claims for, say, £ 1,000 TV and you may receive a payout ratio is 50. %. Step 2: The correct comparison site. Comparison site, zip your details to the family of the insured 'and brokers' sites, scrape them off the screen to report back the results. So they are aware of your personal information to feed to the insured. (See the insured may be made). The screenscrapers. These are not all the same site with the best strategy is to combine them. We have analyzed the production in order to bring you the best quotes in minutes (see how the order will be selected.) Step 3: Hide your cash back and negotiate. By now you should know that the cheapest service available. However, you may be able to reduce costs even further. Cashback deals on top. Once you know who is the cheapest provider for you is ... then you will need to make sure that does not offer any hidden Cashback These can be as high as £ 120 if two or three words. You do not have to be very expensive and that the Cashback is available for them too, and the winner overall. List the steps below will take you through a variety of options to improve your management. Step 4: Remember the following year. Used for the cover of the insured, the existence of a new customer, and it is likely that you will get a cheaper price, this is because the insurance company home as any company that has enjoyed the benefits of apathy. if they can. The insurer will send out a renewal notice at least 28 days prior to renewal, although this does not leave much time, and you can end the run and trying to find a cheaper price. To avoid being forced to make decisions quickly, diarise warnings six weeks before your renewal date to allow plenty of time to sort out a new provider. Or use the free Tart Alert which sends a warning message or email. Get paid to mystery shopper. You can also sign up to the intelligence of the consumer research firm, consumers spend hundreds of people who live close to a month to renew for up to £ 50 for the comparison, and most importantly, you do not need to buy insurance from any company. Your contact at the forum, it is a mystery for details.
These savings can be had at any time. That you do not claim that insurance companies are allowed policy to be canceled with a refund and the cost is not how many times you will still have a tendency to save more than they cost. Step 1: Make sure that you get the right cover. Insurance premiums, title insurance company payments to the insured, depending on the level of cover and how risky you are perceived to be. So start by defining your cover and make sure you're as low risk as possible. All information on this, as well as the difference between the building and the content and methods of reducing the risk category you are in a special supplement of the tips that cut insurance premiums for your paper. Plus, if you do not have a 'normal' as you make the call in a few years ago in areas prone to flooding or subsidence, make sure you tell the insurer. If you do not then try to claim, even for problems that do not involve all of your policy may not be accurate. The golden rule is to ensure 'they told the full truth and nothing but the truth'. Beware of the monthly payment plan. Beware of 'pay monthly' options - insured loans are often not only do you have to pay the annual interest rate and the cost and the ugly at the top. So either pay for it, or if you can not afford to use credit cards with lower rates in April. (Or better than the 0% credit card for payment, ensuring that payments are large enough to be within a year). What to include?
A common mistake is to cover the market value of your home. (The amount it sold for), meaning many people who are insured and paying way too much more. In fact, the amount that you cover. (Also known as "the sum insured '), it should be' value creation '; Just the cost of building the property if it fell. Therefore, less important than the value of the materials, labor and the architect. However, it is important that any policy covering the building cost of housing another alternative for you if your house has been rebuilt. Commissioned the survey as the most reliable way to create new value. But are expensive if you get one when buying a new home choice, less accurate. ABI's early, but the calculator using one of the sites included with the ABI - the top of the Gocompare * this - or just ask the insurer to give you a rough depending on standard assumptions. Plus for the content, make sure you're not under warranty. Add everything up, including items that are small, such as clothing, is going for £ 20,000 of cover when you have £ 40,000 worth of claims for, say, £ 1,000 TV and you may receive a payout ratio is 50. %. Step 2: The correct comparison site. Comparison site, zip your details to the family of the insured 'and brokers' sites, scrape them off the screen to report back the results. So they are aware of your personal information to feed to the insured. (See the insured may be made). The screenscrapers. These are not all the same site with the best strategy is to combine them. We have analyzed the production in order to bring you the best quotes in minutes (see how the order will be selected.) Step 3: Hide your cash back and negotiate. By now you should know that the cheapest service available. However, you may be able to reduce costs even further. Cashback deals on top. Once you know who is the cheapest provider for you is ... then you will need to make sure that does not offer any hidden Cashback These can be as high as £ 120 if two or three words. You do not have to be very expensive and that the Cashback is available for them too, and the winner overall. List the steps below will take you through a variety of options to improve your management. Step 4: Remember the following year. Used for the cover of the insured, the existence of a new customer, and it is likely that you will get a cheaper price, this is because the insurance company home as any company that has enjoyed the benefits of apathy. if they can. The insurer will send out a renewal notice at least 28 days prior to renewal, although this does not leave much time, and you can end the run and trying to find a cheaper price. To avoid being forced to make decisions quickly, diarise warnings six weeks before your renewal date to allow plenty of time to sort out a new provider. Or use the free Tart Alert which sends a warning message or email. Get paid to mystery shopper. You can also sign up to the intelligence of the consumer research firm, consumers spend hundreds of people who live close to a month to renew for up to £ 50 for the comparison, and most importantly, you do not need to buy insurance from any company. Your contact at the forum, it is a mystery for details.
Thursday, September 22, 2011
home owners insurance : Home Insurance usa Online Tips and Tricks
home owners insurance : Home Insurance usa Online Tips and Tricks
Home Insurance Online tips and tricks. If you want to be sure to protect your biggest investment in the United States, you may want to be certain that you have the best possible home insurance policy you can afford. It may be quite difficult to find the best policy to meet all your needs. But it would be worthwhile. You can shop online that will help make the process much easier. There are many insurance policies that can be used if you just take the time to find the best one for your home. Shopping online can save a lot of time as well.
Below are some of the biggest advantages of buying insurance online. Performance • - This would be a much faster process, because you certainly can get the price much more quickly if you do shop online. By taking advantage of Internet shopping, you can take advantage of the many homeowners insurance quotes in just minutes. • choice - you can take advantage of the fact that many companies will receive after your business in the same time when you shop online. You will not have to run around town all the time, you can find a good site and this can help you get the insurance you need when you need them. It is great to have a great place to shop online.
• Time - time to stop the phone calls that may not be returned. You do everything you need to do is go online and shopping in a short time. • Features - You can select the features that interest you most when it comes to getting your insurance online. This is a great way to help you to pick and choose the features you want in the way that much quicker
home owners insurance : Home Insurance usa Online Tips and Tricks
Home Insurance Online tips and tricks. If you want to be sure to protect your biggest investment in the United States, you may want to be certain that you have the best possible home insurance policy you can afford. It may be quite difficult to find the best policy to meet all your needs. But it would be worthwhile. You can shop online that will help make the process much easier. There are many insurance policies that can be used if you just take the time to find the best one for your home. Shopping online can save a lot of time as well.
• Time - time to stop the phone calls that may not be returned. You do everything you need to do is go online and shopping in a short time. • Features - You can select the features that interest you most when it comes to getting your insurance online. This is a great way to help you to pick and choose the features you want in the way that much quicker
home owners insurance : Home Insurance usa Online Tips and Tricks
Sunday, September 18, 2011
home owners insurance : should you buy transportation insurance ?
home owners insurance : should you buy transportation insurance ?
If your business is involved in shipping, you must ensure that these products are adequately protected against any risk they may be exposed to transportation. This is when the insurance carrier allows you to choose between two different protection depending on the type of transport used by your business.
Forms of transport, insurance If your business is specialized in freight over water, you will need to purchase insurance to cover any ocean marine and maritime transport as well as their legal liability of the carrier or the ship owner. However, you will need different types of coverage for shipment to commercial operations associated with the transport of goods on land. All you need domestic marine insurance which will protect your goods during transport, domestic, imported and exported through the bridges and tunnels, etc.. The Ocean Insurance. • Cargo Insurance can be purchased for delivery or for delivery is based on an open cargo policy. Cargo cover for protection of transport of the goods if the goods have been suffering any damage or loss. • Shipping insurance is designed to compensate the owner for any loss of profit arising from the goods were not delivered in condition, expected or not at all sent. • Hull insurance under the physical damage to the ships or vessels to compensate for some of the deductible stated in the policy payout. • Protection and indemnity (P & I) insurance is a type of liability insurance for any injury or property damage to boats or ships may transport the insured business owner. The freshwater insurance. Here are some of the major types of insurance, marine and fresh water are offered by service providers.
• domestic goods are covered by marine insurance in the country while they are in transit, the potential to cause loss of face, such as collision, derailment, etc. in a vehicle used for transport • Location of mobile phones and computing devices such as signs and drawings, also are covered. • fixed assets used for transportation, such as tunnels, bridges, harbors, and other equipment can be insured under inland marine insurance
home owners insurance : should you buy transportation insurance ?
If your business is involved in shipping, you must ensure that these products are adequately protected against any risk they may be exposed to transportation. This is when the insurance carrier allows you to choose between two different protection depending on the type of transport used by your business.
Forms of transport, insurance If your business is specialized in freight over water, you will need to purchase insurance to cover any ocean marine and maritime transport as well as their legal liability of the carrier or the ship owner. However, you will need different types of coverage for shipment to commercial operations associated with the transport of goods on land. All you need domestic marine insurance which will protect your goods during transport, domestic, imported and exported through the bridges and tunnels, etc.. The Ocean Insurance. • Cargo Insurance can be purchased for delivery or for delivery is based on an open cargo policy. Cargo cover for protection of transport of the goods if the goods have been suffering any damage or loss. • Shipping insurance is designed to compensate the owner for any loss of profit arising from the goods were not delivered in condition, expected or not at all sent. • Hull insurance under the physical damage to the ships or vessels to compensate for some of the deductible stated in the policy payout. • Protection and indemnity (P & I) insurance is a type of liability insurance for any injury or property damage to boats or ships may transport the insured business owner. The freshwater insurance. Here are some of the major types of insurance, marine and fresh water are offered by service providers.
• domestic goods are covered by marine insurance in the country while they are in transit, the potential to cause loss of face, such as collision, derailment, etc. in a vehicle used for transport • Location of mobile phones and computing devices such as signs and drawings, also are covered. • fixed assets used for transportation, such as tunnels, bridges, harbors, and other equipment can be insured under inland marine insurance
home owners insurance : should you buy transportation insurance ?
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